Last Updated: March 30, 2015
Your California Privacy Rights
If you are a resident of the State of California and would like to learn how your “personal information” (as defined in the Shine the Light Law, Cal. Civ. Code § 1798.83) is shared with third parties, what categories of personal information that we have shared with third parties in the preceding year, as well as the names and addresses of those third parties, please e-mail us at: email@example.com, or contact us by postal mail at: FoundMoneyGuide, 24 W. Railroad Ave., # 139, Tenafly, NJ 07670.
Further, if you are a resident of the State of California and would like to opt-out from the disclosure of your personal information to any third party for marketing purposes, please e-mail us at: firstname.lastname@example.org, or contact us by postal mail at: FoundMoneyGuide, 24 W. Railroad Ave., # 139, Tenafly, NJ 07670. Please be advised that where California State residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from us, in accordance with applicable law.
By signing up for our services on this site or via another site (“Coregistration”), you consent to receive autodialed and/or pre-recorded telemarketing calls from or on behalf of Company, SurveyRedemption.com, Discount Savings, Education Direct, Medical Device Mart, National Disability, Your Medicare Help Center, The-Solar-Project.com, JMS Marketing, Midwest Periodical, applyforschools.com, Sweepstakes Entry Contest, Horizons-Unlimited.org, degree.me, Future Careers, and Time2Read at the number you provided. Please see complete information in the section labeled Use and Sharing of PII below.
Personally Identifiable Information Collected:
Non-Personally Identifiable Information Collected:
We may collect certain Non-Personally Identifiable Information ("Non-PII") about you when you visit any of the Website's pages, such as the type of browser you are using (e.g., Internet Explorer, Safari, Chrome), the type of operating system you are using, (e.g., Windows or iOS) and the domain name of your Internet service provider (e.g., Yahoo). We use the Non-PII that we collect to improve the design and content of the FoundMoneyGuide™ Offerings and to enable us to personalize your Internet experience. We also may use this information in the aggregate to analyze FoundMoneyGuide™ Offerings usage.
We allow third-party companies to collect certain information when you visit our web site. These companies may utilize cookies, pixels or other technologies to collect and use both personally identifiable information (e.g., your name, phone number, physical or electronic address) and non-personally identifiable information (e.g., click stream information, browser type, time and date, subject of advertisements clicked or scrolled over) during your visits to this and other web sites in order to provide advertisements about goods and services likely to be of greater interest to you. To learn more about this behavioral advertising practice or to opt-out of this type of advertising, you can visit the websites of the Digital Advertising Alliance at www.aboutads.info or Networking Advertising Initiative at www.networkadvertising.org/choices. California Civil Code Section 1798.83 permits customers of Company who are California residents to request certain information regarding its disclosure of their personally identifiable information to third parties for their direct marketing purposes. You may request a list of all of the third parties with whom we share your PII by sending an e-mail to us at the below address and place “California Third Party Disclosure” in the subject line. Please allow up to thirty days for a response.
Use and Sharing of PII:
By submitting your PII by and through the FoundMoneyGuide™ Offerings, you agree that we may share, sell, rent, lease or otherwise provide that PII to any third party for any purpose permitted by law, and we may work with other businesses to bring selected retail opportunities to our users. These businesses and third parties may include, but are not limited to: (a) providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; (b) e-mail marketers; (c) telemarketers (where permitted by applicable law); and (d) direct marketers, including Mojo Media. We will also use your PII to send you promotional messages regarding various Company products and/or services, as well as third party products and/or services that we think may be of interest to you.
We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from user lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our users’ PII as needed to perform these functions for us, but we do not permit them to use user PII for other purposes.
We will also use your PII for customer service, to provide you with information that you may request, to customize your experience with the FoundMoneyGuide™ Offerings and/or to contact you when necessary in connection with your use of the FoundMoneyGuide™ Offerings. We may also use your PII for internal business purposes, such as analyzing and managing our business including, without limitation, the FoundMoneyGuide™ Offerings. We may also combine the PII we have gathered about you with information from other sources.
By submitting your PII by and through the FoundMoneyGuide™ Offerings, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time (the “Rule”) and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commission’s Do-Not-Call List, and/or on applicable state do-not-call lists, we retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.
Without limiting the foregoing, by signing up for our services whether through Coregistration or on the site, you authorize SurveyRedemption.com, Discount Savings, Education Direct, Medical Device Mart, National Disability, Your Medicare Help Center, The-Solar-Project.com, JMS Marketing, Midwest Periodical, applyforschools.com, Sweepstakes Entry Contest, Horizons-Unlimited.org, degree.me, Future Careers, and Time2Read to contact you by phone using an automatic telephone dialing system at the number you provided. You agree to receive these calls to the number you provided even if it is a mobile number or you have previously listed yourself on any Do–Not–Call Lists, and you understand that these calls may be generated using an automatic telephone dialing system. You may have your telephone number or cell mobile phone number listed on a state or federal do not call registry, but by registering, Coregistration, or using this Web Site, you are waiving your rights and privileges under these laws and expressly giving permission for Company, SurveyRedemption.com, Discount Savings, Education Direct, Medical Device Mart, National Disability, Your Medicare Help Center, The-Solar-Project.com, JMS Marketing, Midwest Periodical, applyforschools.com, Sweepstakes Entry Contest, Horizons-Unlimited.org, degree.me, Future Careers, Time2Read, and any agent of Company the right to contact you by telephone or cell phone and for Company to share your email address with these parties.
We reserve the right to release current or past PII: (i) in the event that we believe that the FoundMoneyGuide™ Offerings are being or have been used in violation of the Terms and Conditions or to commit unlawful acts; (ii) if the information is subpoenaed; provided, however, that, where permitted by applicable law, we shall provide you with e-mail notice, and opportunity to challenge the subpoena, prior to disclosure of any PII pursuant to a subpoena; or (iii) if we are sold, merge with a third party, are acquired or are the subject of bankruptcy proceedings; provided, however, that if Company is involved in a bankruptcy proceeding, merger, acquisition or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on the Website of any change in ownership or uses of your PII, as well as any choices that you may have regarding your PII.
You hereby consent to the disclosure of any record or communication to any third-party when we, in our sole discretion, determine the disclosure to be appropriate including, without limitation, sharing your e-mail address with third-parties for suppression purposes in compliance with applicable law including the CAN-SPAM Act of 2003, as amended from time to time. Users should also be aware that courts of equity, such as U.S. Bankruptcy Courts, might have the authority under certain circumstances to permit PII to be shared or transferred to third parties without permission.
Third Party Links:
We endeavor to safeguard and protect our users’ PII. When users make PII available to us, their personal information is protected both online and offline (to the extent that we maintain any PII offline).
Access to your PII is strictly limited, and we take reasonable measures to ensure that your PII is not accessible to the public. All of our users’ PII is restricted in our offices, as well as the offices of our third party service providers. Only employees or third party agents who need PII to perform a specific job are granted access to PII. Our employees are dedicated to ensuring the security and privacy of all user PII. Employees not adhering to our firm policies are subject to disciplinary action. The servers that we store PII on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse and alteration of PII under our control.
Please be advised, however, that while we take every reasonable precaution available to protect your PII, no storage facility, technology, software, security protocols or data transmission over the Internet or via wireless networks can be guaranteed to be 100% secure. Computer hackers that circumvent our security measures may gain access to certain portions of your PII, and technological bugs, errors and glitches may cause inadvertent disclosures of your PII; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software may constitute a crime punishable by law. For the reasons mentioned above, we cannot warrant that your PII will be absolutely secure. Any transmission of data at or through the Website, other FoundMoneyGuide™ Offerings, or otherwise via the Internet or wireless network, is done at your own risk.
In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your PII. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
We encourage parents and guardians to spend time online with their children and to participate and monitor the interactive activities of their children. We will never knowingly collect any PII from individuals under eighteen (18) years of age. If we obtain actual knowledge that it has collected the PII of a minor, that information will be immediately deleted from our database.
To opt-out of having your PII shared with third parties, please contact us at info@Foundmoneyguide.com. To opt-out of receiving e-mail advertising, SMS text-based marketing (where and to the extent permitted by applicable law), telemarketing and direct mail marketing from us, you can follow the instructions at the end of the applicable marketing message or contact us at email@example.com.
Notwithstanding the foregoing, we may continue to contact you for the purpose of communicating information relating to your use of the FoundMoneyGuide™ Offerings, as well as to respond to any inquiry or request made by you. To opt-out of receiving FoundMoneyGuide™ Offerings-related and/or inquiry response-related messages from us, you must cease using the FoundMoneyGuide™ Offerings and cease submitting inquiries to FoundMoneyGuide™, as applicable.
Identifying, Updating and Deleting Your Information:
At your request, we will inform you of what PII we have on file for you. In addition, at your request, we will modify and/or remove PII that you have provided to us, or that we have collected. You may do so by sending your request via certified mail to: FoundMoneyGuide, 24 W. Railroad Ave., # 139, Tenafly, NJ 07670, or e-mailing us at: firstname.lastname@example.org We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical (for instance, requests concerning information residing on backup tapes).